BaoViet Health Insurance Discounts: An Gia, Intercare, KCare and Applicable Products
Are you looking for a comprehensive health protection solution with optimized costs for you and your family? The BaoViet health insurance discount program 2026 is a great opportunity to own quality insurance packages with reduced premiums and attractive gifts. Here is detailed information about the applicable products and how to get the discount.
In this article
- ???? Applicable BaoViet Health Insurance Products
- ???? Target Audience and Conditions for BaoViet Health Insurance Discounts
- Applicable Audience
- Time Conditions and Contract Type
- ???? How to Calculate Premium Discounts for Individual Customers
- ????️ Receiving Gifts When Participating in Health Insurance Products
- ???? Checklist to Optimize Discounts for Individual Customers
???? Applicable BaoViet Health Insurance Products
According to the promotion program document, the health insurance group includes the following outstanding products:
- BaoViet An Gia
- BaoViet Tam Binh
- BaoViet Intercare
- KCare
- CI37
- CI10
These products are designed to provide financial support for participants when facing health risks. Each product has its own specific features regarding protection scope and payment benefits. Customers should carefully study the products, for example by referring to more information about BaoViet An Gia, to choose the insurance package that best suits their needs.
???? Target Audience and Conditions for BaoViet Health Insurance Discounts
To receive the promotional benefits, customers must meet specific conditions set by the program.
Applicable Audience
The program applies to individual customers participating in the health insurance products mentioned above. This is suitable for the needs of workers and foreigners living in Vietnam who want to equip themselves with private health insurance.
Time Conditions and Contract Type
- The applicable contract type for the promotion is a new policy.
- Applicable period: Applies to contracts with a premium payment date from July 1, 2026 to the end of September 30, 2026.
- The program is not combined with other promotional programs, except for premium reductions according to the product’s general regulations.
To get the most comprehensive view of the entire campaign, you can refer to the article about the overview of discounts and gifts on our website.
???? How to Calculate Premium Discounts for Individual Customers
One of the highlights of the program is the direct premium discount. Understanding how the discount is calculated will help you optimize your insurance spending.
- Discount rate: Direct 10% reduction on insurance premium.
- Discount application period: From the 20th to the end of the 30th of each month during the program.
- Note on family premium: In case of cumulative discount (family policy premium), the discount rate does not exceed 20% of the product’s premium schedule.
Choosing the right time to pay the premium from the 20th to the 30th of each month will help individual customers save a significant amount of money. You can learn more about this regulation in the article about conditions and applicable dates for the 10% discount.
????️ Receiving Gifts When Participating in Health Insurance Products
In addition to the premium discount, customers whose policies meet the premium conditions incurred during the promotion period will receive a branded gift. The premium used to calculate the gift is the premium before VAT (Value Added Tax, a consumption tax in Vietnam) and after the discount (if any).
The minimum premium condition for health insurance products (other products) to receive a gift is from 2 million VND. Below is the gift table corresponding to each premium level:
| Premium | Gift | Quantity |
|---|---|---|
| From 1 – under 5 million VND | Raincoat | 2,000 |
| From 5 – under 10 million VND | Helmet / Travel warmer set & eye mask / Cabin-size luggage cover | 1,000 |
| From 10 – under 15 million VND | 4-season gift set (Tote bag & folding umbrella) | 700 |
| From 15 million VND and above | 20,000mAh power bank | 400 |
In particular, the 40 policies with the highest premiums in the program with a minimum premium of 50 million VND will receive an additional gift worth 2.5 million VND. Gifts are distributed monthly (about 1,300 gifts/month), the quantity is limited, and the gift program will end when gifts run out. Customers should refer to the details of premium tiers and corresponding gifts to plan their participation effectively.
???? Checklist to Optimize Discounts for Individual Customers
To not miss any benefits, you can refer to the following checklist before deciding to participate:
- ☐ Identify your and your family’s health insurance needs.
- ☐ Choose a suitable product from the list: An Gia, Tam Binh, Intercare, KCare, CI37, CI10.
- ☐ Refer to the premium schedule and calculate the expected premium to reach the desired gift level.
- ☐ Ensure the participation premium reaches a minimum of 2 million VND to be eligible for a gift.
- ☐ Proactively pay the premium between the 20th and 30th of each month to get a 10% discount.
- ☐ Check the new policy conditions and ensure the payment time is within July 1, 2026 – September 30, 2026.
- ☐ Contact the insurance company or consultant for support in setting up the contract and confirming the gift.
Participating in the promotion program is a smart way to optimize the cost of health protection for you and your loved ones. Contact your insurance consultant or visit the website today for detailed support on product terms and to complete the participation procedures.
