Bao Viet An Gia Premiums: Age and Plan Pricing
When seeking health protection for yourself and your family, the cost of coverage is always a primary consideration. Understanding the Bao Viet An Gia premiums helps you easily choose a plan that aligns with your financial capacity and practical medical needs. Review the detailed premium table categorized by age brackets and benefits below.
In this article
- 📋 Bao Viet An Gia Main Benefit Premium Schedule (Inpatient)
- 🩺 Optional Outpatient Treatment Premiums by Age
- 🦷 Optional Riders: Dental, Maternity, Personal Accident, and Life Care
- 1. Dental Insurance (Ages 1 to 65)
- 2. Maternity Insurance (For ages 18 to 45)
- 3. Personal Accident (TNCN) & Personal Life (SMCN)
- 📝 Premium Cross-Check Checklist Before Submitting an Application
📋 Bao Viet An Gia Main Benefit Premium Schedule (Inpatient)
The core policy covers eligible medical expenses incurred from inpatient hospital treatment due to illness, accidents, or complications of pregnancy. Below is the annual premium table applied per age bracket across the 5 plan tiers (Currency: VND/person/year):
| Age Group | Bronze | Silver | Gold | Platinum | Diamond |
|---|---|---|---|---|---|
| 15 days – under 1 year | Not covered | Not covered | Not covered | 13,648,000 | 16,681,000 |
| 1 – 3 years | 2,973,000 | 4,264,000 | 6,459,000 | 9,099,000 | 11,121,000 |
| 4 – 6 years | 1,914,000 | 2,746,000 | 4,160,000 | 5,616,000 | 6,864,000 |
| 7 – 9 years | 1,615,000 | 2,317,000 | 3,510,000 | 4,739,000 | 5,792,000 |
| 10 – 30 years | 1,445,000 | 2,073,000 | 3,140,000 | 4,423,000 | 5,406,000 |
| 31 – 50 years | 1,582,000 | 2,270,000 | 3,439,000 | 4,844,000 | 5,921,000 |
| 51 – 65 years | 1,866,000 | 2,677,000 | 4,056,000 | 5,704,000 | 6,972,000 |
To gain a deeper understanding of the specific coverages corresponding to these payment tiers, you can read our guide on What to Know About Bao Viet An Gia Health Insurance Benefits before making your decision.
🩺 Optional Outpatient Treatment Premiums by Age
Outpatient treatment is a voluntary add-on rider covering day-to-day medical visits and consultations that do not require hospital admission. Policyholders must enroll in the same plan tier as their main inpatient policy.
| Age Group | Bronze | Silver | Gold | Platinum | Diamond |
|---|---|---|---|---|---|
| 15 days – under 1 year | Not covered | Not covered | Not covered | 9,360,000 | 14,040,000 |
| 1 – 3 years | 3,744,000 | 4,368,000 | 4,992,000 | 6,240,000 | 9,360,000 |
| 4 – 6 years | 2,496,000 | 2,912,000 | 3,328,000 | 4,160,000 | 6,240,000 |
| 7 – 9 years | 2,106,000 | 2,457,000 | 2,808,000 | 3,510,000 | 5,265,000 |
| 10 – 30 years | 1,786,000 | 2,083,000 | 2,381,000 | 3,135,000 | 4,840,000 |
| 31 – 50 years | 1,956,000 | 2,282,000 | 2,608,000 | 3,433,000 | 5,301,000 |
| 51 – 65 years | 2,272,000 | 2,650,000 | 3,029,000 | 4,006,000 | 6,223,000 |
🦷 Optional Riders: Dental, Maternity, Personal Accident, and Life Care
In addition to inpatient and outpatient benefits, you can expand your scope of protection with extra riders suited to individual requirements:
1. Dental Insurance (Ages 1 to 65)
- Bronze Tier: 545,000 VND/person/year.
- Silver Tier: 545,000 VND/person/year.
- Gold Tier: 1,350,000 VND/person/year.
- Platinum Tier: 2,300,000 VND/person/year.
- Diamond Tier: 3,450,000 VND/person/year.
2. Maternity Insurance (For ages 18 to 45)
- Bronze Tier: Not applicable.
- Silver Tier: 5,520,000 VND/person/year.
- Gold Tier: 5,520,000 VND/person/year.
- Platinum Tier: 5,520,000 VND/person/year.
- Diamond Tier: 6,325,000 VND/person/year.
3. Personal Accident (TNCN) & Personal Life (SMCN)
The premiums for these two riders are not fixed by age brackets; instead, they are calculated based on the Sum Insured chosen by the applicant:
- Personal Accident Insurance: Premium = 0.1% of Sum Insured (Coverage options range from 20 million to 1 billion VND depending on the plan).
- Personal Life Insurance: Premium = 0.25% of Sum Insured (Coverage options range from 20 million to 1 billion VND depending on the plan).
These insurance options are flexible and open to both Vietnamese citizens and foreign nationals residing in the country through health insurance for foreigners.
📝 Premium Cross-Check Checklist Before Submitting an Application
To ensure precise premium calculation and timely policy issuance, you should review the following verification steps:
- ☐ Confirm the exact date of birth of the Insured at the time of policy issuance to determine the correct age bracket.
- ☐ Select a core plan tier (Bronze, Silver, Gold, Platinum, or Diamond) aligned with your planned budget.
- ☐ Select your desired riders (Outpatient, Dental, Maternity, Personal Accident, Personal Life) and ensure riders match the tier of the core plan.
- ☐ Add together the core premium and optional rider fees to compute the total payable amount.
- ☐ Recheck the Sum Insured noted on the Insurance Application Form to verify it matches the published premium schedule.
Knowing the exact premium schedule enables proactive financial planning for your family's healthcare needs. If you need assistance determining the accurate premium for each family member or clarifying policy terms, please reach out to paa.vn at 0347674755 for prompt support.
