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Exact Overtime & night shift pay (Vietnam) Đúng luật Việt Nam: ngày thường, nghỉ tuần, lễ Tết, cộng phần ca đêm. Exact Gross ↔ net salary (Vietnam) Lương thực nhận sau BHXH, BHYT, BHTN và thuế TNCN – theo mức giảm trừ và biểu thuế 2026. Exact Maternity benefit calculator (Vietnam) Tiền BHXH trả khi sinh con cho mẹ và cha – theo Luật BHXH 2024. Exact Unemployment benefit calculator (Vietnam) Mỗi tháng được bao nhiêu, nhận trong mấy tháng – theo Luật Việc làm 2025. Exact Loan repayment calculator Số tiền trả mỗi tháng, tổng lãi, có lãi ưu đãi rồi thả nổi. Estimate Life insurance estimate Chỉ ước tính: đóng 5–15 năm, giá trị tích lũy theo 3 mức lãi minh họa. Exact Compound savings calculator Tiền tích lũy sau N năm khi gửi ban đầu và góp đều mỗi tháng. Exact Lump-sum social insurance benefit Tính số tiền BHXH được lĩnh một lần khi rút sổ: 1,5 tháng lương × năm đóng trước 2014 + 2 tháng lương × năm đóng từ 2014. Estimate Monthly pension estimate Ước tính lương hưu hàng tháng theo Luật BHXH 2024: kiểm tra tuổi nghỉ hưu theo lộ trình, tỷ lệ hưởng 45% + 2%/năm thêm (tối đa 75%). Exact Business license tax Tính lệ phí môn bài phải nộp theo loại hình và vốn/doanh thu. Lưu ý: từ 01/01/2026 lệ phí môn bài được bãi bỏ. Exact Household business tax (from 2026) Tính thuế GTGT và thuế TNCN hộ kinh doanh theo chế độ mới từ 2026: miễn đến 1 tỷ/năm, trên 1 tỷ tính theo nhóm doanh thu. Exact Late tax payment interest Tính tiền chậm nộp khi nộp thuế trễ hạn: 0,03%/ngày trên số thuế chậm nộp. Exact Tax administrative penalties Tra cứu mức phạt chậm nộp hồ sơ khai thuế, khai sai, trốn thuế, vi phạm hóa đơn (NĐ 125/2020/NĐ-CP). Exact Business registration penalties Tra cứu mức phạt kinh doanh không đăng ký, chậm thay đổi nội dung đăng ký, kê khai không trung thực (NĐ 122/2021/NĐ-CP). Exact Business procedures guide Các bước, hồ sơ, thời gian, nơi nộp cho: đăng ký hộ kinh doanh, chấm dứt HKD, chuyển HKD thành doanh nghiệp, giải thể doanh nghiệp.
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FAQ

Health Declaration for Tam Binh: 4 Questions and Key Undertakings

The Tam Binh health declaration asks four questions and four undertakings. Learn what to declare, which common conditions are exempt, and why honest answers protect your family's future claims. Read more

Health Declaration for Flexi Travel Insurance: 2 Questions to Answer Honestly

Flexi travel insurance asks just two health declaration questions, but they matter at claim time. Here is what each question covers, how to answer YES, and what to check before signing. Read more

7 questions about personal accident insurance

Personal accident insurance and frequently asked questions Personal accident insurance comes at a very low cost and protects you in the event of an accident. Anyone could not expect it. But the stories surrounding this personal accident insurance… Read more

BVCare (New) Coverage Limits: Life, Accident, Inpatient, Outpatient and Dental

A detailed breakdown of maximum annual limits, sub-limits, inpatient surgery caps, outpatient visits, and dental benefits under Bao Viet's new BVCare corporate policy. Read more

Public Health Insurance vs. Private Medical Cover for Vietnam Expats

A clear comparison between Vietnam's compulsory public health insurance (BHYT) and private medical plans to help international workers choose the right healthcare protection. Read more

Adding Family Members to BVCare: Spouse, Children and Parents by Group Size

BVCare (New) lets employees add a spouse, children and — depending on group size — parents to corporate health cover. Check the registration rules, ages and limits. Read more

Family Travel Insurance Checklist: Before You Buy Flexi

A practical pre-departure checklist for families buying Flexi travel insurance: destination zones, plan tiers, health declarations, age limits and claim basics. Read more

Tam Binh Checklist: Before You Buy and When You Need to Claim

A practical two-part checklist for Bao Viet Tam Binh: what to verify before you buy — programs, limits, waiting periods and health declaration — and what to prepare when you file a claim. Read more

Claim Documents in a Foreign Language? Certified Translation Rules

Dealing with overseas medical bills and clinical records in a local language? Here are the certified translation rules, accepted formats, and fee responsibilities under Flexi travel insurance. Read more

Non-Disclosure in Travel Insurance: Reduced Payout or Policy Cancellation

Filling out your travel insurance form in a hurry can backfire. Learn how non-disclosure can reduce your claim payout or cancel your policy from day one — plus a pre-signing checklist. Read more

Eligibility for Flexi Travel Insurance: Healthy, Departing from Vietnam, Not for Treatment

Not sure your family qualifies for Flexi travel insurance? Review the four basic commitments: good health, departure from Vietnam, honest disclosure, and personal data consent. Read more

Your Pre-Investment Checklist: Everything We’ve Covered

This checklist condenses an 11-part stock investing series into simple steps: goals, knowledge, risk, psychology, fees, taxes and paperwork — with extra notes for foreigners in Vietnam. Read more

How Long Can Flexi Travel Insurance Cover You? Up to 365 Days

Flexi travel insurance can cover trips of up to 365 days, but only when the departure date, trip length and departure point are declared correctly. Here is what the Insurance Request Form requires. Read more

Investing in Vietnamese Stocks as a Foreigner: Key Basics to Know

Foreigners can invest in Vietnam's stock market by following local rules on eligibility, documents, currency, fees and taxes. Here are the key basics to check before placing your first order. Read more

What Is Insurance? How It Fits Into Your Financial Plan

Insurance is a risk-transfer tool that helps families handle the financial shock of illness, accidents or property damage. Learn how it fits into a family financial plan and what to check before signing. Read more

Tam Binh Waiting Periods Explained: 30, 90, 365, 635 and 730 Days

Waiting periods decide when your Tam Binh cover starts paying. Here is how the 30, 90, 365, 635 and 730-day rules apply to illness, maternity, pre-existing conditions and cancer. Read more

Flexi Travel Plans: Silver, Gold, Platinum & Diamond – How Do Limits Differ?

Flexi travel insurance comes in Silver, Gold, Platinum and Diamond programs. Benefit limits run from 1 billion to 8 billion VND, with some benefits fixed. Here is how to compare before signing. Read more

Fees and Taxes in Stock Trading: What to Check Before You Invest

Before placing your next order, review the fees and taxes that can quietly reduce returns — brokerage, custody, registration fees and tax basics for families in Vietnam. Read more

Investor Psychology: Staying Calm When Markets Swing

Ever bought because everyone was buying, then sold in panic? Investor psychology often drives decisions more than data. Learn to spot greed and fear, build discipline, and stay calm when markets swing. Read more

How Much Does Tam Binh Cost? Premiums by Age Band and Plan

Wondering how much Bao Viet Tam Binh costs? See reference premiums by age band and plan — inpatient, personal accident and outpatient — and how the total is calculated. Read more

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